Individual Consumers

Statutory Credit Report

Statutory Credit Report

Your Statutory Credit Report provides details of your credit history and other public records recorded in your name. The information contained within the report is made available to authorised Crediva customers to assess your credit status. The report also contains details of searches made for identity verification purposes, but are only visible to you and the customer who made the search. You have the right to view the fact such searches have been made. This viewing is not made available to authorised Crediva customers and will not be taken into account in any credit decision.

The information provided is a one off search providing details of your credit status on the date requested.

You can expect to see the following information:

  • Your personal details
  • Electoral Roll registration
  • Any public records such as County Court Judgments (CCJs) or Insolvencies
  • Searches on your file made in the last to 2 years

As an individual consumer you have the right to obtain a copy of financial information held about you under the Data Protection Act 2018 and General Data Protection Regulation (GDPR).

If you would like to view your information online, you can do so by visiting our partner, CheckMyFile. Using this facility you can view your credit information for Crediva and other UK credit reporting agencies. Please observe the applicable fees before using this service.

If you would like to request a copy of your Statutory Credit Report, you will need to print our application form, complete and return it to us.

Crediva Limited
LexisNexis Risk Solutions
Global Reach
Dunleavy Drive
CF11 0SN

Please note, in order to protect your personal information, your Statutory Credit Report will be posted to your current address once Crediva Limited has confirmed your identity at the address using validated and reliable information. If we are unable to confirm your identity at the current address using the information held on our records, we will contact you for further evidence of residence before producing and returning your Statutory Credit Report.

We will provide a response within 7 business days of receipt.